Life Insurance
I've worked alongside my clients to see through their eyes and offer smart, proven strategies and solutions that help them reach their goals
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Do You Know If You Are You Under Insured?
Many people buy term insurance during their working years for income replacement, often believing that they will not need insurance during retirement, when they are no longer earning an income. Here are a few benefits to having life insurance:
Optimizing Your Pension Income
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Replace Social Security
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Leave a Legacy
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Is life insurance really necessary?
It surprises me still how many people are under insured. Is life insurance really necessary? I get calls regularly from people in their 60s who are retiring and losing their employer group coverage and think they will buy some life insurance. By that age many are no longer insurable because of chronic health issues and some are shocked at the cost. Most people when they are young and healthy think life insurance must be unaffordable and are surprised at how cheap it is.
It is easier to get than you think
Another important point is that many people find it easier to save when a regular monthly bill comes out of their checking account and a significant portion is set aside to earn a dividend and a guaranteed return rate. You might even be surprised to learn that the IRS treats insurance policies very favorably, allowing them to grow tax deferred, borrowed from tax free, and the death benefit is not taxable to you loved ones!
Special Online Offer
Free review of life, home or auto insurance coverage
